Insurance
Since standard homeowners insurance doesn't cover
flooding, it's important to have protection from the floods associated
with hurricanes, tropical storms, heavy rains and other conditions that
impact the U.S.
In 1968, Congress created the
National Flood Insurance Program (NFIP) to help provide a means for property owners to
financially protect themselves. The NFIP offers flood insurance to
homeowners, renters, and business owners if their community participates
in the NFIP. Participating communities agree to adopt and enforce
ordinances that meet or exceed FEMA requirements to reduce the risk of
flooding.